|Home Insurance Necessity: How to Take a
In the event of a burglary or other accident, your homeowner's
insurance will probably give you money to repurchase your
material belongings (for more information on what kind of home
insurance is best, read Types of Homeowner's Insurance). In
order to get a dime, though, you have to record your valuable
belongings before the event, and your home insurance agent must
The best time to take a home inventory is right when you move
in. It's much easier when all of your belongings are out and in
your thoughts rather than later when they are stuffed away into
Ways to Take a Home Inventory
There are a number of ways you can go about taking a home
inventory. Pick whatever suits you. Here are a few options:
Grab a camera and start taking pictures of your home and your
belongings. Be thorough and pay attention to details such as
hardware and fixtures as well as your belongings.
It seems like every family has a video guru these days. Put him
or her to work recording the details around your home. Take
advantage of the voice option to add commentary about the items
such as the price and where they were purchased.
Ask your insurance company for a inventory booklet, then go
through your house and document everything thoroughly. Note
price and where you bought the item.
Today home inventory software such as
SAFE Home Inventory Software is available to help you
satisfy your insurance company's requirements easily.
Fill-in-the-blank forms, and the ability to export data to your
personal-finance programs, makes the process relatively
Suggested Items to Record on Your Home Inventory List
table & chairs
dishes & utensils
electronics, including serial numbers
sofas & chairs
desks & tables
DVDs, CDs, etc.
lamps & fixtures